Welcome to Children's Financial Network, Inc.

Who We Are
What We Offer
Why Financial Literacy is Important

Who We Are
Children's Financial Network, Inc. (CFN) is a company dedicated to worldwide financial literacy through the education of our youth and their parents about money and the values and life skills they'll need to be successful in the world. Financial education is one of the critical keys to success. We actively make our material available to schools both public and private, as well as after-school programs and community based organizations. Our Chairman is Neale S. Godfrey who, after a successful career in the financial world, founded CFN.

What We Offer
CFN provides a wide range of services and products focused on financial education. In addition to our adult and children's books and our supplemental elementary school curriculum, we can provide keynote presentations, seminars, marketing and product consultation, as well as support for public relations programs.

CFN provides a wide range of services and products focused on financial education. In addition to our adult and children's books and our supplemental elementary and middle school curriculum, we can provide keynote presentations, seminars, marketing and product consultation, support for website development, as well as support for public relations programs.

Why Financial Literacy is Important.

Adults: Women efficiently handle their households, raise children and profitably run businesses but, when it comes to the money part of their lives, they do not feel as confident. Death or divorce is the reason 85% of women engage in financial planning. Women look at money as security or ways to get what they want and need as opposed to "life's report card" as so many men see money. Women want to feel that their financial advisors are trusted members of their extended network who understand their intentions.

Half of all Americans are living from paycheck to paycheck and 40% are living beyond their means. With life expectancy at a record high of 74.1 years for men and 79.5 for women, retirement savings are inadequate. After exposure to financial education it has been shown that 33% of employees increased their contributions to their retirement savings plans.
Young People: Unfortunately, a majority of our children are financially illiterate. In a national personal finance survey of 4,000 students taken recently 68% failed. Spending in the U.S. by teens was over $175 billion in 2001 and that is equal to Mexico's exports. These young people spend 98% of money they receive as gifts, allowance and earnings.

Teens entering college are offered an average of eight credit cards during the first week of school and most continue to carry three of them through out their student years. Of current students, 45% are in credit card debt. They graduate from their undergraduate programs with an average of $28,000 of debt (loans and credit cards). And sadly, some university administrators report that they lose more students to credit card debt than to academic failure.

Financial education helps. Research has shown as little as 10 hours of instruction positively impacts students spending and saving habits.